What Is Shop Pay?
A faster checkout option that can also let eligible customers split a purchase into installments. Here’s the simple version of how it works.
When you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% interest installment payments — with no additional, hidden, or late fees.
How it works
Add the pieces you love to your cart.
Choose Shop Pay when you check out.
Select the option to pay in 4 installments.
Shop Pay features
Fast Checkout
Complete your purchase with just one tap.
Secure Payment
Your information is protected and encrypted.
Save Payment Info
Store your details for future purchases.
Track Orders
Follow your package from checkout to delivery.
Split Payments
Pay in 4 equal, interest-free installments.
No Interest
No hidden fees or extra charges.
Shop Pay FAQs
Which payment methods are accepted if I use installments on Shop Pay?
The installments option on Shop Pay is available on debit and credit cards.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
What if I return a purchase made through Shop Pay installments?
If we process a refund, the refunded amount will be returned to your original payment method within 3-10 business days, and your balance will be updated.
If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.
If your refund is more than your purchase balance, the difference will be returned to your original payment method within 3-10 business days.
Have more questions?
For questions about installment payments on Shop Pay, visit Affirm Help.
For questions about Shop Pay or the Shop App, visit Shop Pay Help.
Disclosure
Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.
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